California Financial Planning Services | SoCal Wealth Management

Financial Planning For Your Future

We’ll help you plan for tomorrow, today.

Planning for retirement in today’s challenging environment can be overwhelming and confusing. That’s why it’s important to turn to an investment professional that has experience in retirement planning to guide you along the way. LPL Financial Advisors of SoCal Wealth Management, offer the guidance and advice you need to help you work toward reaching your retirement goals.

Find a wide array of choices to invest your money.

It’s never too early or too late to start building a more confident future.

LPL Financial Advisors are here to help you plan for retirement, a child’s education, travel, or whatever your future dreams may be.

  • Financial Planning Services
  • Retirement Planning
  • Pension and Retirement Plan Transition Options
  • Individual Retirement Accounts (IRAs)
  • Variable and Fixed Annuities 
  • College Savings
  • Mutual Funds
  • Stocks, Bonds, and ETFs
  • Long-term Care Insurance 
  • Life Insurance
  • 401(k), 403(b), and 457 Tax Sheltered Accounts
California Financial Planning Services | SoCal Wealth Management

Traditional IRAs and Roth IRAs

IRAs are great long-term investment tools to help you build your savings. Choose from a variety of IRA options. We’ll help guide you in selecting the most appropriate type of IRA for you.

IRAs offer tax-deferred or tax-free growth potential until they are distributed and some contributions may be tax deductible. For specific tax advice, consult a qualified tax professional.

The Roth IRA offers tax deferral on any earnings in the account. Withdrawals from the account may be tax free, as long as they are considered qualified. Limitations and restrictions may apply. Withdrawals prior to age 59 1/2 or prior to the account being opened for five years, whichever is later, may result in a 10% IRS penalty tax. Future tax laws can change at any time and may impact the benefits of Roth IRAs. Their tax treatment may change.

Retirement Income Planning

One of the greatest risks to retirees who are taking income from their retirement nest egg is outliving their money. Being too aggressive or too conservative with the way your money is invested can decrease the chances that your money will last as long as you do. An LPL Financial Advisor will help you create an income plan that will address all of these concerns.

Life Insurance

Life insurance provides a benefit to your family in the event of your passing. We’ll help you determine which coverage is appropriate to help protect your family’s financial future.

It’s your journey. We’ll help you get there.

It’s never too early or too late to start building a more confident future. You have an abundance of choices to get you where you want to be. Financial Advisors, registered through LPL Financial, a broker dealer, are available to help you. Schedule your free, no obligation introductory meeting with an LPL Financial Advisor who will work with you personally to develop a financial plan.

562.365.1857 Direct
866.287.6225 Toll-free

Securities and advisory services offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Credit Union of Southern California (CU SoCal) and SoCal Wealth Management are not registered as a broker/ dealer or investment advisor. Registered representatives of LPL offer products and services using SoCal Wealth Management, and may also be employees of CU SoCal. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, CU SoCal and SoCal Wealth Management. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency

Not Credit Union Guaranteed

Not Credit Union Deposits or Obligations

May Lose Value

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.